• September 26, 2025

Best Places to Live in the US: Top Affordable Cities for 2023 Compared

Let's be real - figuring out where to put down roots is overwhelming. I remember when my sister was hunting for her first home. She spent weeks comparing cities until her spreadsheets looked like some kind of real estate art project. That's why I've put together this no-nonsense guide to the best places to live in the US.

We're not just talking about pretty postcards here. This is about where you can actually build a life without going broke. Where your kids get decent schools. Where you won't spend half your life in traffic. I've crunched numbers, talked to locals, and even visited some of these spots myself to give you the real scoop.

What Actually Makes a Place "Best" to Live In?

Forget those fluffy "top cities" lists that rank places based on how many coffee shops they have. When we talk about the best cities to live in the US, we mean places that hit these marks:

  • Your wallet won't cry: Can normal people afford houses there?
  • Getting paid: Are there actual jobs that pay more than minimum wage?
  • Not getting stabbed: Can you walk your dog after dark?
  • Schools that don't suck: Unless you're cool with private school tuition
  • Stuff to do: Beyond just watching Netflix every weekend

I learned this the hard way when I lived in a "cool" city where my apartment cost more than my car. Sure, the artisanal toast was great, but eating ramen every night got old fast.

Factor Why It Matters Red Flags
Housing Costs Median home price vs local income Prices rising 20%+ annually
Job Market Unemployment rate + job diversity Only 1-2 major employers
Crime Rates Violent vs property crime stats Trends getting worse year-over-year
Schools Test scores + college readiness High teacher turnover
Commute Times Average drive time to work Over 45 minutes consistently

Top Contenders: Actual Best Places to Live in the US

Based on cold hard data mixed with real-life experience, these spots deliver without destroying your bank account:

Raleigh, North Carolina

I have a buddy who moved here from San Francisco and still does victory dances about his property taxes. The Research Triangle (Raleigh/Durham/Chapel Hill) keeps pumping out jobs like it's going out of style. Tech, biotech, healthcare - they've got it all.

Pros: Top-rated schools, amazing parks, food scene that punches above its weight

Cons: Summer humidity will melt your face off, rapid growth causing traffic headaches

Metric Data
Median Home Price $425,000
Avg Rent (1BR) $1,450
Unemployment 3.2%
Top Employers Red Hat, Cisco, Duke Health

Madison, Wisconsin

This university town feels like someone took a big city and shrunk it down to human scale. I visited last fall and couldn't get over the lake access - you can kayak before work if you're one of those morning people. Cheese curds are basically a food group here.

Pros: Insanely low unemployment, affordable housing for a capital city, great public schools

Cons: Winter lasts approximately 37 months each year, limited ethnic food options

Metric Data
Median Home Price $375,000
Avg Rent (1BR) $1,350
Unemployment 2.8%
Top Employers UW Health, Epic Systems, American Family

Greenville, South Carolina

This one surprised me. Downtown looks like a movie set with that gorgeous waterfall park, but houses still sell for under $300k. Manufacturing is huge here - BMW's massive plant is like its own city. The BBQ? I still dream about it.

Pros: Downtown revitalization done right, low cost of living, growing job market

Cons: Public transit is practically non-existent, summer heat rivals the surface of the sun

Boise, Idaho

Yeah, I know - Idaho? But hear me out. Mountains meet city in a way that feels authentic, not like some prefab outdoor-lifestyle theme park. Tech companies are moving here for the same reason everyone else is: you get California scenery without California prices.

Pros: Outdoor access from anywhere, booming tech scene, relatively low crime

Cons: Housing costs skyrocketing (up 60% in 5 years), becoming a victim of its own success

Hidden Gems You Haven't Considered Yet

Everyone knows about Austin and Denver. These under-the-radar spots deserve a look:

Fayetteville, Arkansas

Walmart's hometown gets a bad rap, but the university keeps it young and vibrant. You can buy a 3-bedroom house here for what a parking spot costs in Brooklyn. The Ozarks are right there when you need to escape.

Pittsburgh, Pennsylvania

This ain't your grandpa's steel town anymore. Robotics and AI companies love it here, and those gorgeous Victorian houses cost pennies compared to similar cities. I nearly moved here until I chickened out about the winters.

City Why It's Great Median Home Price Job Growth
Fayetteville, AR Mega-affordable, great hiking $285,000 4.1% annually
Pittsburgh, PA Tech hub revival, unique architecture $235,000 3.8% annually
Albuquerque, NM 300 days of sun, cultural fusion $315,000 2.9% annually

Budget Breakdown: What These Best Places to Live in America Actually Cost

Let's get specific about dollars because generic "low cost of living" claims are worthless. Here's what a family of 4 actually spends monthly in these top spots:

Expense Raleigh, NC Madison, WI Greenville, SC
Mortgage (2000sf home) $2,200 $1,950 $1,700
Utilities $350 $420 (winter spikes) $310
Groceries $800 $750 $720
Healthcare $1,200 $1,150 $1,100
Transportation $600 (1 car) $550 (good bike infra) $650 (car dependent)

See how Raleigh looks pricier? That's where salaries come in - tech jobs there often pay 20% more than Greenville. Always compare costs to local wages.

Decision Time: How to Pick YOUR Best Place to Live in the US

Here's how I'd approach this:

  • Stage 1: The Reality Check
    • Calculate your true housing budget (hint: mortgage calculators lie - add 40% for taxes/insurance)
    • Research job openings in your field on LinkedIn - filter by location
    • Call insurance companies for quotes (car/home costs vary wildly)
  • Stage 2: The Test Drive
    • Visit for a week - not just downtown
    • Try commuting during rush hour
    • Talk to locals at coffee shops (they'll tell you what brochures won't)
  • Stage 3: The Move
    • Use city-data.com forums for neighborhood intel
    • Time your move off-season (May-Sept prices are inflated)
    • Never buy immediately - rent for 6 months first

I made the mistake of skipping the renting phase in Portland. Bought a cute bungalow... then discovered the neighborhood bar played polka music until 2am every Friday. Learned that lesson the hard way.

FAQs: Your Best Places to Live US Questions Answered

Where's the absolute cheapest place to live that's still decent?

Right now, Pittsburgh and Buffalo give you the most bang for your buck. You can find move-in ready homes under $200k in safe neighborhoods. Just budget for snow removal gear.

Which best place to live in the US has the best weather?

Depends what you like! San Diego wins for consistency (avg 70°F), but costs are insane. Asheville, NC gives you four actual seasons without extremes. Phoenix? Great winters, but summer feels like living in a hair dryer.

How important are school ratings really?

Crucial if you have kids or plan to sell later. Check GreatSchools.org but also:

  • Talk to PTA members
  • Ask about teacher retention rates
  • See where graduates go to college
A 6/10 school with amazing teachers beats a 9/10 with constant staff turnover.

Should I avoid states with high income tax?

Not necessarily. Texas has no income tax but sky-high property taxes. California has high income tax but Prop 13 caps property tax increases. Always run the numbers for your situation - NerdWallet's tax calculator is great for this.

Red Flags: When a "Best Place" Isn't Right For You

Some dealbreakers I've learned to watch for:

  • The boomtown trap: Places where home prices are rising 3x faster than wages (looking at you, Boise)
  • One-industry towns: If that factory closes, your home value tanks
  • Disaster zones: Check FEMA flood maps and wildfire risk scores
  • Infrastructure strain: Roads/sewers built for half the current population

A realtor in Nashville told me "growth is great!" while we sat in 45 minutes of traffic to go 8 miles. Growth without planning equals misery.

Final Reality Check

No single best place to live exists for everyone. My perfect mountain town would drive my beach-loving sister nuts. The key is matching the place to your actual life priorities right now - not some fantasy version of yourself.

When people ask me how to choose between these best places to live in the US, I tell them: Imagine your average Tuesday. Where would that Tuesday suck least? That's your spot.

Best of luck finding your corner of the country. And if you move to Madison? Bring a parka. Seriously.

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